If Something Happened to You, Would Your Mortgage Be Paid Off?
- Coverage sized to what you still owe
- Most plans need no medical exam
- Money goes to your family, not the bank
- Licensed agents
- No cost to see options
- About a minute
How it works
- 1
Answer 5 quick questions
About a minute, no medical history.
- 2
Confirm your number
We text you a 6-digit code so your agent can reach you.
- 3
A licensed agent calls you
With real options for your mortgage balance.
What is mortgage protection?
Mortgage protection is life insurance sized to what you still owe on your home. If you pass away, it pays your family — not the bank — so they can pay off the house or keep making the payments and stay.
Many plans also include living benefits — you may be able to use part of your coverage while you're still alive if something serious happens.
Critical illness
A diagnosis like cancer, a heart attack or a stroke.
Chronic illness
If you can no longer handle everyday activities on your own.
Terminal illness
If a doctor says your life expectancy is limited.
Most people qualify by answering a few health questions, with no medical exam. Availability of living benefits varies by plan and state.
We're an independent brokerage, not a single insurance company. That means we compare plans from multiple highly rated carriers and recommend the one that actually fits your age, your health and your budget — not the one we're obligated to sell.
